Auto Insurance
An auto insurance policy is a contract between you and the insurance company for you to pay a premium and in exchange, the insurance company promises to pay for specific car related financial losses during the term of the policy. Automobile insurance provides funds to help you repair or replace your automobile if it is damaged or destroyed by an accident, fire, theft, or other mishap. Auto insurance also provides protection against liability claims resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
Benefits of Auto Insurance:Bodily Injury Liability: Covers legal costs and personal injury claims filed against you should someone be killed or injured in your automobile and you are determined to be “at fault.”
Property Damage Liability : Covers legal costs and damage claims filed against you should an accident involving your automobile result in damage to someone else’s property and you are determined to be “at fault.”
Helps pay for medical expenses you incur as a result of an automobile accident. Your Medical Payments coverage protects you even if you are injured in another person’s vehicle.
Collision Coverage
Covers an insured vehicle for damages and expenses in the event you are involved in a collision. Six or twelve-month policy renewal periods
Comprehensive Coverage
Covers loss to an insured vehicle due to fire, theft, or glass breakage.