Insurance 4 Insurance

Backpacker insurance is a special travel insurance policy specifically for young people planning extended trips. It’s perfect for students and others under 45 year olds traveling for long periods. Backpacker insurance provides coverage for medical emergencies that may arise, lost luggage, or trip delays.

Backpacker policies are specially designed to meet your needs, by offering a high level of cover for an extended period of travel. You can purchase a backpacker policy for anything from one week to two years, and just because it’s called a backpacker policy, doesn’t mean you have to be roughing it.

Most common backpacker Insurance Policies

Falling off mopeds
Falling over when drunk
Diving into a pool or beach

unfortunately many think that they are covered, but find out that they aren’t. Three common backpacker examples include:
1. Most insurance policies won’t cover mopeds over 50 cc (many backpackers hire bigger bikes)
2. Most diving policies only cover you down to 30m (many divers dive deeper, which is often where the problems occur)
3. Some sports and adventure sports, such as kite-surfing, jet skiing and Para-sailing, often aren’t covered by your insurance.

Before you buy a policy consider how many times you are likely to travel in a year. If you do take more than one holiday a year it’s better to buy an annual multi-trip policy. Although the total cost is higher, spread across the number of days you actually spend on holiday, an annual multi-trip is far cheaper. For example an annual multi-trip policy should also cover winter sports activities as well as your standard holidays.

If you have the right backpackers insurance policy or gap year insurance cover, you’ll be confident of knowing that should you have an accident or fall ill you’ll be able to get the necessary medical treatment you need. 

If your travel arrangements are more complex, or you wish to discuss travel insurance options Many travel insurance company provides online backpackers insurance.

Backpacker insurance is a special travel insurance policy specifically for young people planning extended trips. It’s perfect for students and others under 45 year olds traveling for long periods. Backpacker insurance provides coverage for medical emergencies that may arise, lost luggage, or trip delays.

Backpacker policies are specially designed to meet your needs, by offering a high level of cover for an extended period of travel. You can purchase a backpacker policy for anything from one week to two years, and just because it’s called a backpacker policy, doesn’t mean you have to be roughing it.

Most common backpacker Insurance Policies

Falling off mopeds
Falling over when drunk
Diving into a pool or beach

unfortunately many think that they are covered, but find out that they aren’t. Three common backpacker examples include:
1. Most insurance policies won’t cover mopeds over 50 cc (many backpackers hire bigger bikes)
2. Most diving policies only cover you down to 30m (many divers dive deeper, which is often where the problems occur)
3. Some sports and adventure sports, such as kite-surfing, jet skiing and Para-sailing, often aren’t covered by your insurance.

Before you buy a policy consider how many times you are likely to travel in a year. If you do take more than one holiday a year it’s better to buy an annual multi-trip policy. Although the total cost is higher, spread across the number of days you actually spend on holiday, an annual multi-trip is far cheaper. For example an annual multi-trip policy should also cover winter sports activities as well as your standard holidays.

If you have the right backpackers insurance policy or gap year insurance cover, you’ll be confident of knowing that should you have an accident or fall ill you’ll be able to get the necessary medical treatment you need. 

If your travel arrangements are more complex, or you wish to discuss travel insurance options Many travel insurance company provides online backpackers insurance.