Golf Insurance
All golfers run the risk of injuring another person when on the golf course. Whether you’re an amateur or fancy yourself as the next Tiger Woods you could still accidentally slice a shot and cause an accident. No matter how good a player you happen to be, you are liable if you cause injury to a fellow golfer. Despite that, the overwhelming majority of golfers still lack golf insurance for the course.
With over 12,000 golf injuries every year requiring hospital treatment a stroke of bad luck could literally cost you a fortune if you are sued! With thefts dramatically on the
increase you also need to make sure your equipment is fully protected.
Independent research suggests 9 out of 10 golfers are not adequately insured against the theft of their golf equipment, accidental damage to a third parties property whilst playing golf or public liability for causing injury to others during playing golf.
If you believe that your household insurance policy provides adequate cover for theft/loss/damage of your equipment used for golf and public liability needs when playing or practicing golf. Unfortunately, many such policies exclude public liability cover where sport injury is concerned and provide restricted cover for golf equipment e.g. theft cover for equipment only if stolen from your home. Also if you receive a claim settlement you will almost certainly suffer a premium increase.
Most household Insurance policies do not adequately cover the theft of golf equipment other than from the home. You can be held legally responsible for death or injury to others or damage to property caused by that miss hit shot. The cost of that particular miss hit shot could be everything you own!
If you’re a golfer you need specialist golf insurance cover, reliable cover against, theft, loss or damage to your golfing equipment, damage to property, personal injury and personal liability. The fact is, golf can be a very expensive game if it goes wrong and you don’t have the correct insurance, the more often you play, the greater the risk.
Golf cart insurance is necessary if you own a gold cart but getting your hands on it can be difficult. Golf carts are an accepted form of transport on private land and in some gated communities. Golf carts are excluded by traditional vehicle insurance policies. They are not eligible to form a part of a contents policy either. Golf carts cost money and need to be insured so how do you go about doing that?
It is possible to get a golf insurance policy instead of a golf cart insurance policy if you want more comprehensive coverage. Golf insurance covers liability in the case of injury to another person caused by a golf ball, golf club, golf swing or golf cart. Golfers are liable for any shots that could cause injury. Golf insurance even covers you for a round of drinks at the bar in the event of a hole-in-one.
Golf Insurance can provide you with cover for complete peace of mind.